Wondering if you qualify for affordable health insurance through the ACA? You’re not alone — it’s one of the most common questions we hear at Elitus Insurance!
The Affordable Care Act (ACA), also known as Obamacare, was designed to make quality health coverage accessible to everyone — and qualifying is often easier than people think.
✅ Who Qualifies?
- U.S. citizens or legal residents
- Living in the U.S.
- Not incarcerated
- Income within the federal guidelines (many qualify for subsidies!)
✅ Income Guidelines (2025 Estimate)
If your household income is between 100% and 400% of the Federal Poverty Level (FPL), you likely qualify for discounted premiums through tax credits.
✅ Other Factors
Even if your income is higher, you may still qualify based on life changes like job loss, marriage, or having a baby.
✅ Pre-Existing Conditions? No Problem.
ACA plans must accept you — no health questions, no exclusions.
🎯 Why It Matters
Having the right coverage means you’ll have access to doctors, prescriptions, preventive care, and financial protection if unexpected medical needs arise.
📞 Ready to find out if you qualify?
Contact Elitus Insurance today!
We’ll help you check your eligibility, compare plans, and enroll — all at no cost to you.
